Unsecured Term Loans
Secure 5 or 7-year terms with competitive interest rates (9-15%), fixed monthly payments, and full liquidity in 7-15 business days. No collateral or prepayment penalties required.
0% Intro Rate Business Credit
Benefit from 6-12 months at 0% interest with stated income options. Our programs report only to the business, ensuring no impact on personal credit, with no upfront fees.
Clear Qualification Standards
Strong Personal Credit
Documented Income
Established Business Entity
Minimum 680+ personal credit scores across all three bureaus for term loans, 700+ for 0% intro rate business credit.
Two years of personal tax returns showing $50,000 or more in taxable income, with stated income options available for credit programs.
For business credit programs, an established business entity is required to ensure proper reporting and program eligibility.
Unlock Your Business Potential
Connect with Affinity Business Solutions to secure the capital you need for expansion, inventory, or payroll. Your growth journey starts here.